Home insurance review-adding replacement cost

Allstate's home
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Dwelling-$557,000
Actual cash value roof
Actual cash value personal property
Liability-$300,000
Deductible-$1000
Yearly cost
$2,244
vs.
Auto-Owners home
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Dwelling-$709,000
Replacement cost roof
Replacement cost personal property
Liability-$300,000
Deductible-$1000
Yearly cost
$1,861
★★★★★
TOTAL ANNUAL SAVINGS:
$383 in premium
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