Policy Review for Auto and Home

The biggest difference in what we did here is giving more value and coverage.
There are lots of savings and some was from raising deductibles. What we have discussed is that insurance is for catastrophe use, not maintenance.
It is best to avoid claims as much as possible to keep your insurance premiums lower. In raising deductibles, we save more now and in the long run.

The biggest take away and difference in our product here is guaranteed replacement cost on the home and replacement cost on roof!!! In the event of a claim, this could be the difference of up to hundreds of thousands that the client does not have to come up with.